Loan Category: Money Lender
If you find yourself in some type of financial need and do not have the time to apply for assistance from the banks, then you might need to consider other options. This includes talking to registered moneylenders like 1st Credit Singapore.
Long history in the market
The 1st Credit Singapore is a licensed moneylender operating in Singapore for more than 30 years. It was formerly the Ariksha Moneylender and is registered with the Ministry of Law. Since then, 1st Credit Singapore has provided loans to many Singaporeans from all walks to life. Whether it is a planned vacation or for school fees or any reasons at all, you will find the assistance a lot of help.
Eligibility to apply for a loan from 1st Credit Singapore
Whether you are a salaried employee or a business owner, there will be a time when you will need some extra cash whether to go for a short holiday or to fund business expansion. You will appreciate the privacy offered to you which gives you the utmost confidence. As far as 1st Credit Singapore is concerned, you will be given the best customer service which has been in the company’s track record. The guarantee you will get from 1st Credit Singapore include:
- Helping you get out of any financial difficulties you might have
- Various types of loans that could give you the solution you need
- Tailor-made for your needs and available every day.
- Probably the few moneylenders in Singapore open 7 days a week
Types of Loans offered by 1st Credit Singapore Pte Ltd
1st Credit Singapore has various loans available for just about any purpose. Make an appointment and meet to discuss your need and determine which loan is best for you. Whether it is for your own use, for education or for a renovation of your home, there is one loan that will surely suit your need.
A Personal Loan for any reason
This is an unsecured loan where you do not need to use any collateral to get the loan you need. Basically, you only need to provide enough documents to prove that you can repay the loan and it should be approved. The loan that you can apply for can be up to SGD3,000 if your annual income is over SGD20,000. To be eligible for this loan, you must be:
- At least 21 years old
- Provide evidence of your employment, 3 months salary statement, your CPF contribution statement
- Income tax
- Not be a bankrupt
- and any other supporting documents
Payday Loan for unexpected payments
There is always that one time when you face a situation where you need some emergency cash. The problem is that payday is not anytime soon. This is the loan you will need that give you cash in the short-term until your next payday (hence the name). Basically, it is a small amount that you need an for a relatively short time.
Business Loan – As and when you need it
Are you intending to start a new business or expand your current one? 1st Credit Singapore’s Business Loan might be your answer to having the new and fresh injection of funds into your operations. You can enjoy a customized package that can be catered to your business needs. The creditor will check your accounts and your tax amount in previous years to determine the amount you can borrow and you can enjoy flexibility in terms of paying back.
Foreigner Loan – Helps to kickstart your career in Singapore
If you are coming to Singapore to work and need some funds to kick-start your life here, the Foreigner Loan might well be your best solution. As the name implies, this is a short term loan that gives you quick funds so that you can settle down as soon as possible before embarking into your career in Singapore. Besides that, it can be used for any other reasons you have as long as you can provide documents to show your repayment ability and then you can continue to the agreement between 2 parties.
Wedding Loan – To a new life
Getting married is no simple feat. You need to allocate a lot of money to ensure this occasion goes according to plan and is unforgettable. In fact, it costs somewhere between SGD3,000 and SGD 30,000 to plan for a standard, simple wedding. If you are going to tie the knot but need some funds to do that, this loan will work very well for you. You can enjoy easy-to-apply loans as well as a very flexible repayment scheme. Once you have decided this, you can then plan the best wedding anyone can imagine.
Debt Consolidation Loan – Manage your Debts efficiently
There is no doubt that having multiple debts can be quite challenging. In fact, you could be having a few credit cards and personal loans which can be hard to manage. This Debt Consolidation Loan gives you the avenue to put all your loans into one account. When you take this loan, you only serve one account which means you can now focus on paying back your debts via a single channel. This loan is available either as a secured or unsecured loan depending on your preference.
Putting it all together
The 1st Credit Singapore Pte Ltd is probably one of the few registered moneylenders in Singapore with a wide range of loans available. Borrowing money has never been this simple and quick where you can now enjoy quick cash in the shortest time possible. All you need is to provide the relevant documents and prove that you can pay back the loan and you could well be on your way to receiving the amount you need.
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- 149 Rochor Road #01-07, Fu Lu Shou Complex